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Check with Your Insurance and Employer
Although most insurance companies do not cover elective eye procedures, there are a few providers who offer coverage or discounts for vision correction. We can help you check if your insurance benefits can help cover the cost of your specific vision correction procedure. Also, find out if your employer offers Health Savings Account or Flexible Spending Account benefits. These accounts let you save money for your procedure with pre-tax income – meaning the funds you put in those accounts don’t incur income tax, which saves you money overall.
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Learn About Your Financing Options
Many LASIK practices offer financing for their procedures, including Kugler Vision. Our financing plans allow you to pay for your procedure over time with no interest when your balance is paid in full within 24 months. This means you can have your vision correction procedure now and can start enjoying excellent vision sooner. If you want to take advantage of a financing plan, be sure you understand all of the terms related to the amount you borrow.
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Talk to Your Tax Preparer
There are certain tax benefits you can take advantage of that can help – in addition to the HSA/FSA programs. Depending upon your total medical expenses for the year, you may be able to deduct some or all of the expense of your LASIK procedure from your taxes. It is a little-known fact that LASIK and other vision correction procedures are qualified medical deductions, if you meet the requirements.
Isn’t Time for LASIK?
You already know with glasses and contacts, there are ongoing costs every year. With LASIK, you will have years and perhaps even decades without additional costs – other than your routine healthy eye exams (which likely are covered by health insurance). You can use our calculator to figure out just how much you will save by investing now in LASIK. You can also visit the American Refractive Surgery Council which offers these helpful insights on your investment in LASIK.
Lance Kugler, MD, is a specialist in LASIK and vision correction surgery and CEO of Kugler Vision. A proud Omaha native, he is passionate about improving lives through clear vision. Dr. Kugler serves on several national boards, and his practice is recognized internationally as a center of excellence. Dr. Kugler is one of the original founders of the Refractive Surgery Alliance, an international organization comprised of over 350 of the world’s leading vision correction surgeons; he also served as its first president. In 2019, Dr. Kugler was selected as a TEDx speaker, and delivered a talk in Omaha about the worldwide epidemic of nearsightedness and refractive solutions. Dr. Kugler is an Associate Professor of Refractive Surgery at the University of Nebraska Medical Center’s Truhlsen Eye Institute, has been published in many medical journals, and participates in numerous clinical studies to advance the field of vision correction surgery. Additionally, Dr. Kugler is proud to be a Board Certified Fellow of the World College of Refractive Surgery & Visual Sciences. Dr. Kugler and his wife are proud parents to five active kids. When he has a spare moment, he enjoys skiing, tennis, travel, and fine coffee.
